A single API to accept, process, and disburse payments across Southeast Asia, South Asia, Oceania, and Latin America. Built for enterprises that require compliance-first architecture.
# Create a payment collection
curl -X POST \
https://api.zoxupaytech.com/ph-pay/collection \
-H 'Content-Type: application/json' \
-H 'merchantId: 9943789515' \
-d '{
"merchantTradeNo": "ORD-20260410-001",
"amount": "15000.00",
"currency": "PHP",
"callbackUrl": "https://merchant.com/notify"
}'
// Response
{
"code": "00",
"msg": "SUCCESS",
"data": {
"tradeNo": "PM20260410143052001",
"status": "PROCESSING"
}
}Accept payments via local methods, bank transfers, e-wallets, and cashier pages. Real-time status tracking with async callbacks.
Disburse funds to bank accounts, mobile wallets, and cards. Batch processing support with detailed transaction reporting.
Built-in identity verification, AML screening, and regulatory compliance. Region-specific KYC workflows for every market.
AES-256 at rest, TLS 1.3 in transit. All API requests signed with HMAC-SHA256.
Licensed and regulated in operating jurisdictions. Full compliance with local financial regulations.
24/7 transaction monitoring with automated fraud detection and instant alert notifications.
Assigned account manager for enterprise clients. Priority escalation with SLA-backed response times.
Our team will work with you to design the optimal payment flow for your business.