Licensed Payment Infrastructure

Global Payments
Infrastructure

A single API to accept, process, and disburse payments across Southeast Asia, South Asia, Oceania, and Latin America. Built for enterprises that require compliance-first architecture.

8+Countries
99.9%Uptime
<200msAvg Latency
TerminalcURL
# Create a payment collection
curl -X POST \
  https://api.zoxupaytech.com/ph-pay/collection \
  -H 'Content-Type: application/json' \
  -H 'merchantId: 9943789515' \
  -d '{
    "merchantTradeNo": "ORD-20260410-001",
    "amount": "15000.00",
    "currency": "PHP",
    "callbackUrl": "https://merchant.com/notify"
  }'

// Response
{
  "code": "00",
  "msg": "SUCCESS",
  "data": {
    "tradeNo": "PM20260410143052001",
    "status": "PROCESSING"
  }
}

Everything you need to move money globally

Payments

Accept payments via local methods, bank transfers, e-wallets, and cashier pages. Real-time status tracking with async callbacks.

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Payouts

Disburse funds to bank accounts, mobile wallets, and cards. Batch processing support with detailed transaction reporting.

Bank TransferWalletBatch

Compliance & KYC

Built-in identity verification, AML screening, and regulatory compliance. Region-specific KYC workflows for every market.

KYCAMLIdentity

Enterprise-grade security by default

End-to-End Encryption

AES-256 at rest, TLS 1.3 in transit. All API requests signed with HMAC-SHA256.

Regulatory Compliance

Licensed and regulated in operating jurisdictions. Full compliance with local financial regulations.

Real-Time Monitoring

24/7 transaction monitoring with automated fraud detection and instant alert notifications.

Dedicated Support

Assigned account manager for enterprise clients. Priority escalation with SLA-backed response times.

Ready to integrate?

Our team will work with you to design the optimal payment flow for your business.